Lowering your premium by insuring your home and auto(s) with the same company.

Lowering your premium by choosing a higher deductible.

Adding Sewer & drain coverage - no coverage unless endorsement is purchased.

Adding Earthquake coverage - no coverage unless endorsement is purchased.

Jewelry – your policy limits loss by theft to $1,000 to $3,000 depending on your company.

Guns – your policy limits loss by theft to $1,000 to $3,000 depending on your company.

Silverware – your policy limits loss by theft to $1,000 to $3,000 depending on your company.

Specifically insuring your valuable items to remove the deductible altogether?

Updating values of your specifically insured valuable items (jewelry; silverware; guns, etc.)?

Adding Sinkhole collapse - no coverage unless endorsement is purchased.

Adding Identity Recovery - no coverage unless endorsement is purchased.

Purchasing Flood Insurance - no coverage unless policy is purchased.

Umbrella policy – You can get an additional $1,000,000 of liability protection on your home and autos for approx $145 (based on 2 cars / 1 home).